Branded Financial Services (BFS) is part of the Avanti Finance Group and is a respected provider of vehicle finance solutions across New Zealand and Australia.
Established in 2011, BFS was a captive vehicle financier providing branded retail and wholesale floorplan solutions to dealers and distribution partners. Acquired by Avanti Finance in 2019, BFS bolstered its capabilities and solidified its position as a leader in the industry. In November 2024 Branded Financial Services (NZ) Limited (BFS NZ) was amalgamated with Avanti Finance Limited – so while the brand still exists, Avanti is the lender and manager for all BFS NZ loans.
With a dedicated network of sales professionals and offices in both New Zealand and Australia, BFS specialises in financing a diverse range of vehicles for individuals and businesses. Our strong partnerships with dealers, brokers, aggregators, and OEMs ensure that we provide financial solutions that meet the needs of customers.
Committed to facilitating dreams and enabling journeys, we live by our values of being relentlessly helpful, doing what’s right and putting people first.
Through our dealer relationships across New Zealand, we can assist with financing for any brand of vehicle. The expertise, passion and professionalism of our authorised dealer network will ensure that financing your vehicle is as enjoyable as driving it.
Consumer Loan
Our Consumer Credit loan is ideal for vehicles primarily used for personal or domestic purposes. It offers convenience and flexibility with tailored affordability assessments that are quick and straightforward. Key benefits include:
- A personally tailored loan with terms ranging from 1 to 7 years.
- Fixed regular repayments at competitive interest rates, protecting against interest rate fluctuations.
- Flexible payment options.
- The option to include a final balloon payment, allowing you to have more control over your monthly payments.
- Financing available for all vehicle brands.
You’re protected by responsible lending laws. Because of these protections, the recommendations given to you about consumer loans are not regulated financial advice. This means that duties and requirements imposed on people who give financial advice do not apply to these recommendations. This includes a duty to comply with a code of conduct and a requirement to be licensed.
Business Loan
Our Business Credit loan allows for the delayed transfer of full legal ownership of the vehicle until the end of the finance term, providing immediate benefits, typically only available to vehicles that are owned by the business. Key features include:
- Certainty of a fixed interest rate over terms of up to 7 years
- Flexibility to include on-road costs, extended warranty, insurance, and roadside assistance
- The ability for business customers to claim GST Input Tax Credits and offset vehicle depreciation, interest charges, and running costs against assessable income.
This information is general in nature and should not be considered legal, tax, or financial advice. Consult with your own independent financial adviser for guidance tailored to your specific circumstances. All products are subject to Avanti Finance lending criteria.
